BaFin froze Bankhaus Obotritia after asset sales failed to repay deposits; insolvency opened Mar 2025
Bankhaus Obotritia GmbH i.L. · Bank (commercial real estate lending)
The case in brief
Visible before detection
Checks that could have surfaced it, on hindsight
Regulatory & litigation records
Regulator records would show business restrictions from spring 2022.
Can mislead when: Court records lag and name spellings vary. A clean record can mean the problem has not reached court yet.
Unit economics & burn
Review of earnings would show the bank had never been profitable.
Can mislead when: Cost allocation is a judgement call. Kubr shows its assumptions and lets the user change them.
Collateral & double pledge
Collateral valuation would show whether real estate could repay deposits.
Can mislead when: Pledges made off the registries stay invisible, and vague invoice descriptions are hard to match.
Where Kubr services would have helped
Valuation context
Offered in India- C8 Regulator records would show business restrictions from spring 2022.
- C9 Review of earnings would show the bank had never been profitable.
Verified Snapshot
Offered in India- C8 Regulator records would show business restrictions from spring 2022.
- C13 Collateral valuation would show whether real estate could repay deposits.
Legal diligence support
Offered in India- C8 Regulator records would show business restrictions from spring 2022.
- C13 Collateral valuation would show whether real estate could repay deposits.
Rating history
Offered in India- C8 Regulator records would show business restrictions from spring 2022.
- C13 Collateral valuation would show whether real estate could repay deposits.
Mapped from the checks each service runs. A hindsight reading of public records, not a promise that the failure would have been found.
Same pattern
A summary of public documents. It reports what the sources say. It is not Kubr's finding and not a statement of guilt.