RBS's restructuring unit was accused of crushing small businesses for profit after a £26 billion taxpayer loss
Royal Bank of Scotland (GRG) · Banking (listed)
The case in brief
Visible before detection
Checks that could have surfaced it, on hindsight
Ownership / related-party links
Would have linked buyers of distressed assets to the bank.
Can mislead when: Nominee directors and offshore layers hide links. Name matching throws up false positives, so every flag shows its evidence path.
Document authenticity / direct pull
Would have checked independent valuations.
Can mislead when: The company can refuse consent, and a refusal is itself a flag. Some banks and co-op banks are not on AA yet.
Governance signals
Would have tested what management told oversight bodies.
Can mislead when: Private companies file late, so these signals are lagging. Kubr uses them to support other flags, not to prove anything alone.
Where Kubr services would have helped
Valuation context
Offered in India- C11 Would have tested what management told oversight bodies.
Verified Snapshot
Offered in India- C3 Would have linked buyers of distressed assets to the bank.
- C11 Would have tested what management told oversight bodies.
Financial diligence
Offered in India- C3 Would have linked buyers of distressed assets to the bank.
- C5 Would have checked independent valuations.
Legal diligence support
Offered in India- C3 Would have linked buyers of distressed assets to the bank.
- C11 Would have tested what management told oversight bodies.
Mapped from the checks each service runs. A hindsight reading of public records, not a promise that the failure would have been found.
Same pattern
A summary of public documents. It reports what the sources say. It is not Kubr's finding and not a statement of guilt.