RBI cancels Cashbean lender's registration after ED seizure
PC Financial Services Pvt Ltd (Cashbean app) · Digital lending NBFC
The case in brief
Visible before detection
Checks that could have surfaced it, on hindsight
Regulatory & litigation records
Would have found complaints and regulator notices.
Can mislead when: Court records lag and name spellings vary. A clean record can mean the problem has not reached court yet.
Unit economics & burn
Would have shown effective interest rates and default rates.
Can mislead when: Cost allocation is a judgement call. Kubr shows its assumptions and lets the user change them.
Ownership / related-party links
Would have mapped overseas owners and service providers.
Can mislead when: Nominee directors and offshore layers hide links. Name matching throws up false positives, so every flag shows its evidence path.
Where Kubr services would have helped
Verified Snapshot
Offered in India- C3 Would have mapped overseas owners and service providers.
- C8 Would have found complaints and regulator notices.
Financial diligence
Offered in India- C3 Would have mapped overseas owners and service providers.
- C9 Would have shown effective interest rates and default rates.
Legal diligence support
Offered in India- C3 Would have mapped overseas owners and service providers.
- C8 Would have found complaints and regulator notices.
Promoter profiles
Offered in India- C3 Would have mapped overseas owners and service providers.
- C8 Would have found complaints and regulator notices.
Mapped from the checks each service runs. A hindsight reading of public records, not a promise that the failure would have been found.
Same pattern
A summary of public documents. It reports what the sources say. It is not Kubr's finding and not a statement of guilt.